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Sklepy, aby ściągnąć petentów i powiększyć sprzedaż jeszcze powszechnie zwracają szansą skorzystania z wolnego kredytowania. Reklamy kuszą informacjami, iż wierząc na opłaty, nie będziemy wymagali nic dopłacać, bo dostaniemy kredyt 0%. Odbiorcy, widząc taką informację, myślą może, że stanowi to najspokojniejszy ćwicz, by raz kupić wymarzoną lodówkę, pralkę czy telewizor. Albo na pewno kredyt jest darmowy? Na co dać uwagę przy zawieraniu umowy?

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